Benefit Buddy™                   Efficiency Software For Claims Professionals
MULTI-STATES SOFTWARE

ANNUAL PRESENT VALUE CALCULATOR  
The Annual Present Value Calculator is designed specifically for calculation of annual
present values based on specific rates that may be required, eg. 4.27%, 4.29%, etc.

TEMPORARY PARTIAL DISABILITY CALCULATOR  
Troublesome and multi-step math functions required to calculate weekly TPD payments
have been made easy.  After input of  average  weekly wage and earned amount for week,
one click will perform all calculations and allow appropriate payment, but no more than
maximum allowable amount for the date of injury.  Capability to easily add penalty to
payment and applicable attorney fees. Interest and penalty alert.  Add interest and
penalties to late payments.  Specific 80/80 formula for calculation of Florida benefits. The
Temporary Partial Disability Calculator is excellent for auditing prior payments.

MULTIPLE PPD RATINGS CALCULATOR
Expanded capability.  Multiple PPD Ratings Calculator adds the capability to
simultaneously compute multiple PPD ratings to various body parts and add total to
reserve or settlement evaluation or to pay lump sum or start weekly PPD payments.  
 
Specific formulas for Alabama and Florida.
One Click to obtain present value of PPD
Benefits.  The Multiple PPD Ratings Calculator is excellent for auditing prior payments.

INTEREST/PENALTY PAYMENT CALCULATOR (Florida)
The Interest/Penalty Payment Calculator is designed specifically for the calculation of
daily interest and penalties on late payments when interest owed is determined based
on the number of days the payment is being made beyond the date due. This is an
excellent calculator for calculation of late payments in Florida and any other state utilizing
this method for late payments. The Interest/Penalty Payment Calculator is excellent for
auditing prior payments.

AVERAGE WEEKLY WAGE CALCULATOR
The Average Weekly Wage Calculator is designed specifically for the determination of the
date range for wages to complete an Average Wage Form and for the input of weekly or bi-
weekly wages. Wage Statement will automatically complete with ability to print and save.  
Excellent for verifying the accuracy of previously completed Average Weekly Wage
Statements.

PRESENT VALUE OF DOLLARS CALCULATOR
Accessing the Internet, confusing interest rate tables and math formulas are no longer
needed.  The Present Value of Dollars Calculator allows you to input the total amount of
future dollars, payment weeks and user selected interest rate to obtain the present value
of future dollars.

BENEFITS DUE CALCULATOR  
Multiple calendars and the wheel are no longer needed.  Benefits Due Calculator is
designed specifically for the calculation of disability periods based on a 6,5,4,3-day
workweek or a 7-day calendar week.  Input of the pay from date and pay thru date will
automatically calculate the number of days and weeks for the period.  The user will then
have the option of entering the weekly compensation rate to obtain the total estimated
payment for the period.  Multiple periods can be calculated and totaled.  Benefits Due
Calculator now  has a built in penalty alert feature.  Based on user selected parameters,
calculator will alert user when penalties are potentially owed.  User will have the option of
adding interest or penalty to payment.  User will also have the option of applying attorneys
fees.  User can now select any combination of days off, e.g., Sunday and Thursday, etc.
The Benefits Due Calculator is excellent for auditing prior payments.

MEDICAL BENEFITS CALCULATOR
The Medical Benefits Calculator is designed specifically for the calculation and
itemization of anticipated medical expenses or annual cost of treatment over a given
number of years or lump sum. One click to add inflation.
 EASY! One click to obtain
present value of projected medical.

ADVANCED MEDICAL BENEFITS CALCULATOR  
The Advanced Medical Benefits Calculator is designed specifically for the calculation and
itemization of anticipate medical expenses over different time periods for certain
treatments on either an annual or lifetime basis.
 EASY! One click to add inflation and or
obtain present value of projected medical. Plus, ability to customize labels.

MEDICARE PART D CALCULATOR  
The Medicare Part D Calculator is designed specifically for the calculation of a
beneficiaries estimated out of pocket annual and lifetime pharmacy costs. This calculator
is also particularly useful when a claimant is not yet Medicare Eligible, but future
pharmacy costs are anticipated.  At some point perhaps years down the road, the
claimant might become eligible for Medicare coverage and enroll in a pharmacy plan. The
Medicare Part D Calculator will help in the estimation of this exposure.

DEPENDENCY BENEFITS CALCULATOR (Death Benefits)
FLORIDA PERMANENT TOTAL CALCULATOR
 IMPROVED
The Dependency Benefits Calculator is specifically designed for the determination of
dependency death benefits based on the age of the surviving spouse or dependent.  
Given  input of the birthday, the calculator will determine current age; further input of the
payment duration  in years, the calculator will determine number of years/weeks
remaining to reach benefit termination; further input of the weekly compensation rate will
display amount of remaining benefits. One click to apply applicable COLA.  
EASY! One
click to obtain present value of remaining benefits.
PLUS! Excellent for determining
remaining work life projections on wrongful death claims.

WEEKS/DAYS BETWEEN CALCULATOR
Timely manual counting is no longer necessary.  The Weeks/Days Between Calculator
performs the specific function of calculating the number of days and weeks between two
dates, e.g., Georgia - number of weeks remaining pursuant to filing of a WC 104 for
conversion of benefits from TTD to TPD.

MEDICAL INFLATION CALCULATOR
The Medical Inflation Calculator is designed to estimate total cost of medical treatment
over a stated number of years that factors in a user entered rate of inflation.  The user will
input the projected inflation rate, annual cost of medical, duration of payments (years) and
the calculator will apply inflation and display an itemization of medical cost for each year
of eligibility as well as a yearly aggregate.

FUTURE BENEFITS CALCULATOR
The Future Benefits Calculator is designed specifically for the calculation of estimated
future payments of disability benefits and impairment ratings.  This calculator includes
the Georgia Workers’ Compensation loss of use of specific members table.   

PRESENT VALUE CALCULATOR
The Present Value Calculator is uniquely designed to determine life expectancy as well
as present value of lifetime benefits.  Selection of gender and input of age will instantly
display life expectancy.  The user will then have the option of entering the weekly
compensation rate to instantly obtain the total amount of lifetime benefits and the option
to select an interest rate to obtain the present value of those benefits. Capability to input
age or date of birth. Specific life expectancy table and 6% present value rate for Alabama.

WEEKS CALCULATOR
Multiple calendars are no longer needed.  The Weeks Calculator is designed specifically
for the calculation of weeks.  In situations when a maximum duration of weekly payments
will apply, input the date of injury and the maximum duration of weeks, and the calculator
will automatically calculate the number of expired weeks and remaining weeks.  The user
will then have the option of entering the weekly compensation rate to obtain a total of
remaining benefits.
EASY! One click to obtain present value of remaining benefits.

COLA CALCULATOR
FLORIDA SUPPLEMENTAL CALCULATOR  
 IMPROVED
The Cola Calculator is designed to estimate total cost of weekly wage payments over a
stated number of years that factors in a user entered cost of living/supplemental
adjustment.  The user will input the projected annual cost of living/supplemental
adjustment, weekly wage rate, duration of payments (years) and the calculator will apply
the adjustment and display an itemization of wages for each year of eligibility as well as a
yearly aggregate.

PRIOR SUPPLEMENTAL CALCULATOR (Florida) NEW!
The Prior Supplemental Calculator is designed specifically to calculator supplemental
benefits from the date of injury or another award date to the current date.

SETTLEMENT DISTRIBUTION CALCULATOR
The Settlement Distribution Calculator is excellent for calculating the weekly payout of
settlement dollars over the recipient's lifetime.  NOT INCLUDED IN EVALUATOR COPY.

JUDGMENT OR LUMP SUM PENALTY/INTEREST CALCULATOR
The Judgment or Lump Sum Penalty/Interest Calculator is excellent for calculating and
adding daily interest to judgments or lump sum payments when not paid when due.
NOT INCLUDED IN EVALUATOR COPY.

EXTRA BONUS  
Benefit Buddy Software also contains a Multi-State listing of  maximum and minimum
weekly benefits charts.  It also includes a visual display Multi-States Compensation
impairment schedules.

Due Date Calculator - Designed specifically to add days to a starting date to determine
when a filing or payment will be due, e.g., date to start TTD payments or date an appeal
filing is due.

Benefit Buddy Software offers many more user friendly features and capabilities.

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Lifetables:
CDC 2007 Life Table
CDC 2007 Total Population
1949 ULTIMATE
COMMISSIONERS 2001
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